Georgia cryptocurrency regulations: What you need to know

When working with Georgia cryptocurrency regulations, the set of laws that govern digital assets, crypto exchanges, and token‑related activities within the country of Georgia. Also known as Georgia crypto law, these rules shape how businesses launch blockchain projects, how investors trade, and how the government monitors financial flows. The National Bank of Georgia, the primary financial regulator oversees licensing and ensures that crypto firms meet capital, security and reporting standards. In practice, this means any platform offering buying, selling or custodial services must register, demonstrate robust KYC procedures and keep a clear audit trail. Georgia cryptocurrency regulations therefore act as the backbone for a growing digital‑asset ecosystem, balancing innovation with consumer protection.

Key pillars of the framework

The regulatory landscape rests on three main pillars: licensing, anti‑money‑laundering compliance and tax treatment. Crypto licensing, the official permission granted by the National Bank of Georgia after a detailed review requires firms to maintain a minimum capital buffer, implement segregation of client funds and undergo periodic inspections. Parallel to licensing, the AML law, Georgia's anti‑money‑laundering statutes aligned with FATF recommendations obliges exchanges to verify user identities, monitor suspicious transactions and report them to the State Financial Monitoring Service. Failure to comply can trigger fines or license revocation. On the fiscal side, the Revenue Service treats crypto gains as taxable income, applying a flat personal‑income tax rate of 20 % on realized profits, while corporate entities face a 15 % profit tax on crypto‑related earnings. These three pillars are tightly linked: licensing ensures AML readiness, and both feed into the tax reporting obligations, creating a coherent regulatory loop.

For businesses and investors, the practical impact is clear. Crypto exchanges must integrate real‑time KYC tools, keep detailed transaction logs and submit quarterly compliance reports. Start‑ups developing blockchain solutions need to file a licensing application before launching a token sale, and they should design tokenomics that allow easy auditability. International players looking to enter the Georgian market often partner with local custodians to satisfy residency requirements and benefit from the country's favorable tax regime. Recent amendments, such as the 2024 update that introduced a sandbox for DeFi projects, show that the authorities are willing to experiment while keeping oversight strong. As the ecosystem matures, you’ll see more specialized guidance on NFT marketplaces, stable‑coin issuers and cross‑border crypto payments. Below, you’ll find a curated collection of articles that break down each of these topics, from step‑by‑step licensing guides to deep dives on AML best practices and tax filing tips. Dive in to get actionable insights that match the current regulatory climate.