XCOEX Fee Calculator
Estimate your trading fees on XCOEX based on your trade volume and selected cryptocurrency.
Estimated Trading Fees
Fee Structure Overview
XCOEX charges a variable fee structure ranging from 0.25% for small trades to 1.5% for larger volumes. For reference, the fee tiers are:
- Below $1,000: 0.25%
- $1,000–$10,000: 0.25%
- $10,000–$50,000: 0.50%
- Above $50,000: 1.5%
Note: Exact fee tiers depend on trading volume and are subject to change. Contact XCOEX support for precise details.
When you hear the name XCOEX is a centrally managed cryptocurrency exchange that launched in 2017 and is registered in Estonia under the VASP regime, you probably wonder whether it lives up to the hype. Below is a no‑fluff rundown of what the platform actually offers, how its fees stack up, how safe your assets are, and who should (or shouldn’t) consider signing up.
What XCOEX Claims to Be
According to the exchange’s own XCOEX website, the service is an “all‑in‑one” hub that lets you buy, sell, and hold more than 50 crypto assets while using a built‑in wallet. It markets itself as a bridge between traditional finance and digital assets, highlighting direct bank‑card deposits and withdrawals - a feature many larger exchanges still route through third‑party processors.
Registration Process and KYC
Signing up is intentionally simple: provide an email, set a password, verify the email link, then upload a photo ID and proof of address for the KYC check. The verification usually clears within a day, though a few users have reported occasional delays during peak periods. Two‑factor authentication (2FA) is mandatory after the first login; you can choose Google Authenticator or SMS codes.
Asset Coverage
At launch XCOEX supported a handful of major coins. Today the list has grown to over 50, including the heavy‑hitters Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP) and the stablecoin Tether (USDT). The selection is modest compared with giants like Gate.io (3,500+ assets) or KuCoin (700+ pairs), but it keeps the UI uncluttered.
Fee Structure
Trading fees range from 0.25% for the smallest trades up to 1.5% for larger volumes. XCOEX does not publish a detailed tier table, so you need to contact support for exact breakpoints. Deposit fees are zero for most cards, while withdrawal fees vary by currency - for example, a Bitcoin withdrawal costs 0.0005BTC, and an Ethereum withdrawal costs 0.005ETH. Compared with a flat 0.2% maker‑taker model on some rivals, XCOEX feels a bit pricier on high‑volume trades.
Security Measures
Security is a mixed bag. The exchange stores the majority of user funds in cold storage, a standard practice to keep assets offline. Two‑factor authentication adds a second barrier, and the platform supports IP whitelist for extra protection. However, XCOEX has no public security audit from a recognized blockchain firm, and it lacks industry‑grade certifications (e.g., ISO27001). For a small exchange, the self‑reported security measures are adequate for most casual traders, but advanced users may want a platform with third‑party audit reports.
Liquidity and Trading Experience
Liquidity on XCOEX is sufficient for the core assets (BTC, ETH, USDT) but thin on lesser‑known altcoins. Order types are limited to market orders; there are no limit, stop‑limit, or trailing‑stop options. The interface is clean, with a single page showing price, chart, and a “Buy” button. For beginners, that simplicity is a plus, but seasoned traders will miss the depth found on KuCoin or SwissBorg.
Customer Support
Support is handled exclusively via email. Response times average 24‑48hours, and there is no live chat or phone line. Community presence is low - only a handful of Reddit mentions and no listings on Trustpilot or Sitejabber. If you value rapid help, you might find the support model frustrating.
Comparison With Popular Exchanges
| Feature | XCOEX | Gate.io | KuCoin | SwissBorg |
|---|---|---|---|---|
| Founded | 2017 | 2013 | 2017 | 2017 |
| Assets Supported | ~50 | 3,500+ | 700+ | 100+ |
| Min Trading Fee | 0.25% | 0.20% | 0.10% | 0.15% |
| Regulatory Scope | Estonia VASP | Malta / Seychelles | Multiple EU licences | France, Switzerland, Gibraltar |
| Mobile App | No official app | iOS & Android | iOS & Android | iOS & Android |
| Direct Card Deposit | Yes | No (uses processors) | No (uses processors) | Yes |
From the table you can see XCOEX shines in direct card deposits but falls short on asset variety, advanced order types, and mobile accessibility.
Pros and Cons Summary
- Pros: Simple UI, direct card funding, decent fees for low‑volume traders, basic 2FA and cold storage.
- Cons: Limited coin list, no mobile app, thin liquidity on smaller assets, minimal order‑type support, lack of third‑party security audits.
Who Should Consider XCOEX?
If you’re a crypto newcomer who wants a straightforward way to buy Bitcoin or Ethereum with a Visa/Mastercard and you don’t need fancy charting tools, XCOEX fits the bill. It also works well for European users who prefer an Estonian‑registered service with Euro‑friendly deposits.
Conversely, if you trade high volumes, need limit orders, or demand institutional‑level security certificates, you’ll likely feel constrained.
Verdict - Is XCOEX Worth Your Time?
In short, the platform delivers on its promise of simplicity but doesn’t compete on breadth or depth. For a XCOEX review that balances cost, security, and usability, the answer is: use it for small, occasional purchases, but don’t make it your primary exchange if you’re looking to scale up.
Next Steps
- Visit the official XCOEX website and create a free account.
- Complete the email verification and upload your ID for KYC.
- Enable Google Authenticator for two‑factor protection.
- Test a small card deposit (e.g., $50) to gauge processing speed.
- If the experience meets your expectations, consider expanding to larger trades; otherwise, explore alternatives like KuCoin or SwissBorg.
Frequently Asked Questions
Is XCOEX regulated?
XCOEX holds a VASP licence in Estonia, which means it complies with the EU’s anti‑money‑laundering rules but does not have the multi‑jurisdictional licences that larger exchanges boast.
Can I withdraw crypto to an external wallet?
Yes. After passing KYC, you can send assets to any external address. Withdrawal fees apply per currency.
What fiat currencies does XCOEX support?
The platform primarily accepts Euro and US Dollar via bank cards. Direct bank transfers are not offered.
Is there a mobile app for XCOEX?
No official iOS or Android app exists. Users rely on the responsive web interface, which works on most modern browsers.
How does XCOEX’s fee compare to KuCoin?
KuCoin offers a lower base maker‑taker fee of 0.10% for high‑volume traders, while XCOEX starts at 0.25%, making KuCoin cheaper for frequent or large trades.
Comments
Michael Phillips
While XCOEX’s fee schedule looks straightforward on paper, the lack of a publicly posted tier table makes it harder for traders to plan cost‑effective strategies. The 0.25 % floor is decent for occasional small trades, but once you cross the $10k‑$50k range the jump to 0.5 % feels steep compared to rivals. Security-wise, cold storage of the majority of assets is reassuring, though the absence of third‑party audit reports leaves a gap. Overall, it’s a service that aligns with beginners who value simplicity over advanced features.